Your home is made for summer moments — make sure it’s properly covered with insurance that fits your life.

Summer has a way of making home feel even more meaningful. It’s where quiet mornings begin with coffee on the patio, where family and friends gather for backyard meals, and where long evenings are made for relaxing after a day in the sun.

It’s also a great time to make sure your home insurance still fits the life you’re living today. Your needs can change from year to year, sometimes in ways that are easy to overlook. A renovation, inherited valuables, upgrades to outdoor spaces, or even changes in how you use your home can all affect the type and amount of coverage that may be right for you.

Why consider a policy review now?

A complimentary policy review from CAA Insurance1 can help you better understand your current coverage and whether it reflects your home as it stands today. A licensed insurance agent can explore what’s on your mind right now, such as:

  • If you’ve recently completed renovations, your home’s replacement value may have changed. A finished basement, new kitchen, upgraded bathroom, deck, or other improvements can add value and comfort, but they may also mean it’s time to revisit your coverage limits.
  • If you’ve purchased or inherited valuable items, such as jewellery, art, collectibles, electronics, or specialty equipment, it may be worth asking whether your policy provides enough protection for those belongings.
  • If saving money is on your mind, an agent can help you explore competitive rates and available savings opportunities.

Coverage that fits the way you live

During a policy review, you’ll also find out if you have the right coverage and explore options like these depending on your province:

  • Comprehensive CAA Water Coverage2: protection from water damage such as flooding, heavy rainfall and sewer backup.
  • Home Equipment Breakdown Coverage3: coverage for appliances, computers and more.
  • Service Line Coverage2: helps cover the cost of damage of underground lines.
  • Exclusive savings for CAA Members.

These options can be especially important to discuss because the risks facing a home are not always visible until something happens.

Review, quote and save

A licensed CAA Insurance agent can help you understand what you have, what you may need and where there may be opportunities to save. For more than 100 years, CAA has helped keep Members safe, and that same commitment extends to helping protect what matters at home.

Take some time now to review your policy, ask questions, get a quote, and explore the savings you may enjoy as a CAA Member. To learn more or speak with a licensed insurance agent, call 1-833-673-3030 or visit carp.ca/caa-home.

CAA Insurance4 is CARP’s Recommend provider for auto, home, travel, life and pet insurance.

1 Property Insurance is underwritten by CAA Insurance Company.
2 Underwritten by CAA Insurance Company. Claims administered by CAA Insurance Company.
3 Underwritten by CAA Insurance Company. Claims are administered by FM Boiler.
4 Please visit carp.ca/caa to see a list of underwriters covering various CAA insurance products. Not all products are available in all provinces. Terms and conditions apply.
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